Who We Are
Habitat for Humanity does much more than just build houses. Working towards a world in which every person has access to adequate housing, we:
Provide low-cost house production…
by building and rehabilitating houses, frequently using volunteer labor.
Offer housing-related technical assistance…
by training families to build, maintain and pay for adequate housing.
Promote innovative housing finance opportunities…
by promoting accessible financial solutions for hard-working families to improve their housing situations.
Advocate for adequate housing for all…
by organizing public activities and influencing policies that result in easier access to adequate housing.
Prepare for and respond to disasters…
by assisting communities to prepare for disasters and helping them rebuild in the event that they strike.
What We Do
Habitat for Humanity of South Central Minnesota is a non-profit, Christian housing ministry dedicated to building simple, decent and affordable housing with and for families in need.
Since our inception in 1989, Habitat has built 141 houses in 13 communities and transformed the lives of over 600 individuals.
Three factors are considered when Habitat selects its homebuyers: 1) The applicant's level of need; 2) the family's willingness to partner with Habitat; and 3) the family's ability to pay a mortgage through an affordable payment plan. Eligible applicants must: fall within our income guidelines; invest 200 hours of sweat equity per adult during the home-building process; attend financial literacy and homeowner education classes and meetings; and, have a low debt-to-income ration.
Upon being determined as eligible, the family then purchases the home from Habitat at a low-interest mortgage rate provided by the local Habitat affiliate or through a federal housing program. Habitat families enjoy all the rights and responsibilities of any other homeowner. Through donations of materials, labor and financial support, the cost of Habitat homes can be minimized, so the monthly payment for a Habitat home is manageable for a low- to moderate-income family.
